Finance Resource Guide

Maximize your capital resources with the help of a financial firm dedicated to the apparel industry. These established companies can manage your financial flow through factoring, accounts receivable management, trade finance, letters of credit, and more, with expertise, flexibility, personal attention, and quick decision-making.

Goodman Factors 3010 LBJ Freeway, Ste. 140 Dallas, TX 75234 (972) 241-3297 Fax (972) 243-6285 Toll-free (877) 4-GOODMANwww.goodmanfactors.com Contact: Jessie Valdivia or Bret Schuch Year Established: 1972. We are the oldest privately held factoring company in the Southwest.Apparel-Related Clients: 60% Annual Volume: $350 million Territory: Nationwide Services: Recourse and non-recourse invoice factoring for businesses with monthly sales volumes of $10,000 to $2 million. Services include invoice and cash posting, credit and collection service, and cash advances on invoices (usually same day) upon shipment. Start-ups OK. Competitive Edge: A big edge lies in our experienced management and staff (more than 100 years combined among three managers) and knowledge of the apparel/retail industry. Due to our relatively small size and centralized management philosophy, our clients often deal directly with company management/ownership as opposed to an assigned CRM or account executive. Our size and accessibility enable us to provide flexible arrangements and quick decisions. All factored accounts are carried on our books. New accounts can be initiated in as little as 24 hours.

Hana Financial, Inc.1000 Wilshire Blvd., 20th Fl. Los Angeles, CA 90017 (213) 240-1234 Fax (213) 228-5555 www.hanafinancial.com jbahng@hanafinancial.com Contact: John Bahng Year Established: 1994Apparel-Related Clients: 75%Annual Volume: $1.2 billion in factoring volume in 2008Territory: 4 countries, 28 industriesLocations: Los Angeles, New York, and Seattle Services: Traditional Factoring, P.O. and Trade Finance, Commercial Real Estate Loans, SBA Loans, and Equipment LeasingCompetitive Edge: Multi-lingual professionals of quality and experience, state-of-the-art Internet-based e-factoring system, innovative and customized service, and a member of Factors Chain International

Merchant Factors Corp.800 S. Figueroa St., Ste. 730 Los Angeles, CA 90017 (213) 347-0101 Fax (213) 347-0102 www.merchantfactors.com ascoggin@merchantfactors.com Contact: Donald Nunnari, Alexandra Scoggin Year Established: 1982 Apparel-Related Clients: 90% Territory: Worldwide Services: Factoring, accounts receivable management, and letters of credit Competitive Edge: Friendly, prompt service, quick approval process, and convenient location near garment center

Milberg Factors, Inc.Main Office: 99 Park Ave., 21st Fl. New York, NY 10016 Western Regional Office: 655 N. Central Ave., 17th Fl. Glendale, CA 91203 (818) 649-8662 Fax (818) 649-7501 www.milbergfactors.com dreza@milfac.com Contact: David M. Reza, SVP Western Region Year Established: 1935 Apparel-Related Clients: 65% Territory: Primarily North and Central America, Europe, and Asia Services: Factoring, credit protection, and asset-based and import/export financing Competitive Edge: Milberg Factors offers a competitive menu of factoring, financing, and receivables management products for entrepreneurial and middle-market companies with more personalized attention than larger institutional firms. A partner of our firm manages every client relationship. Our 70-year track record in the core factoring industry assures our clients that they will enjoy a stable relationship supported by a mature and experienced staff.

Wells Fargo Trade Capital 333 S. Grand Ave., Ste. 4150 Los Angeles, CA 90071 (213) 443-6030 Fax (213) 443-6001 www.wellsfargo.com/tradecapital Wes.Takeuchi@wellsfargo.com Contact: Wes Takeuchi Year Established: 1950 Apparel-Related Clients: +70% Annual Volume: $7 billion in factored A/R Territory: Western USA Services: A full line of factoring services, trade finance, and A/R management services Competitive Edge: Wells Fargo Trade Capital’s unique approach to trade finance provides exceptional flexibility for importers.

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